Home owners insurance in Rosarito is the same as in the United States and Canada. As a property owner you will want to make sure that you have protection against unforeseen events that could cause damage or loss to your property or its contents.
You will want to find a local agent that has experience in your area. The best thing that you can do is to contact at least three agents and get competitive bids on the insurance you desire. You should also get recommendations from your friends and neighbors to help you in this process.
By having a local agent you will find that in the event that you need to make a claim you will have someone that you can meet with and discuss the process that is necessary to file.