BCM philosophy

BCM was incorporated in December 2005. BCM’s goal was to become the premier source of funding in Mexico with a local base and in-house closing/ processing. This goal has been realized with BCM currently being the top producing company on the Baja. BCM is also the first US owned and operated mortgage company operating from Mexico which is also a bank approved closing company. This has created Mexico’s first full service brokerage fully equipped to deal with every piece of the Mexico mortgage process.

The BCM solution

The BCM solution encompasses every competitive residential loan program currently available in Mexico, 100% conversion ratio for borrowers once approved as well as strong and numerous relationships with Notarios, Appraisers, Closers, Developers, and Brokerages, a portfolio of resources, solutions and subsequent leverage which BCM draws upon to offer mortgage services unequalled in Mexico.

Loan Programs

BCM Loan Programs

BCM has partnered up with every source of funding in Mexico to offer the widest portfolio of lending products Mexico has to offer. BCM offers over 150 different loan programs with some of the basics of each outlined below. Please call or email for a prequalification and consultation and one of our experienced financial advisors will be happy to advise you on which loan program best fits your needs and to effortlessly guide you though the Mexico purchase process.

Residential purchase / Cash out refinance

30yr fixed loans starting at 8%
25yr fixed loans starting at 7.25%
20yr fixed loans starting at 6.875%
15yr fixed loans starting at 6.625%
10yr fixed loans starting at 6.5%
No Prepayment penalties available

Construction

BCM is now lending at 70% loan to cost utilizing the land as collateral. Rates at 9% Interest only with approved builders. BCM offers Construction to permanent loans with a 1 time close and no max loan amount.

Cash out refinance

Clients can now cash out 80% of appraised value
15yr/20yr/25yr/30 yr adjustable and fixed rate loans with rates from 7% with 45 day closes

Raw Land financing

Available to US and Canadian citizens
30% down
10yr note with rates from 7%